![](https://peerwallet.com/map/upload/gallery/640b20408fd92_merchant.png)
First, before you can apply to become a Merchant on Peerwallet, your account needs to be verified either as an individual or as a Company. If you haven't verified your account on Peerwallet, you would see the unverified message below.
![](https://peerwallet.com/map/upload/gallery/640b260806b44_merchant2.png)
![](https://peerwallet.com/map/upload/gallery/6365174799766_unverified-merchant-account.png)
To verify your account, click on Verify Account
![](https://peerwallet.com/map/upload/gallery/636517ff1bf3c_verify-account.png)
STEP 2
Click here to know how to verify your account
https://peerwallet.com/doc/read?t=how-to-verify-your-account-on-peerwallet Once your account is verified, you get this merchant application page.
![](https://peerwallet.com/map/upload/gallery/63c52afad1cc3_application-page%20.png)
STEP 3
Verification Name To Use: This is your trading name which people will trade with. This can either be your company name or personal name.
![](https://peerwallet.com/map/upload/gallery/636519a629930_verification-name.png)
STEP 4
Primary Currency: This is your default currency but you can create an offer in whatever currency. This currency will hold all your trading balances.
![](https://peerwallet.com/map/upload/gallery/63651a2b5acb5_primary-currency.png)
STEP 5
Account Number: This account number is generated automatically and it can be sent to your users to transfer funds. Please, note that it doesn't change.
![](https://peerwallet.com/map/upload/gallery/63651aac3db6b_account-number%20.png)
STEP 6
Invoice Address: Your company address would be shown on the user's invoice when they transact with you.
![](https://peerwallet.com/map/upload/gallery/63651c0bb592f_invoice-address.png)
Services to Offer on Peerwallet: These are the services you would love to be approved for as a merchant. Each service requires a minimum balance. This balance is fixed and untouched for future purposes and can be withdrawn anytime. Withdrawing means that you're not rendering such services anymore.
STEP 7
P2p Funding: Users buy funds from you on a person-to-person level.
![](https://peerwallet.com/map/upload/gallery/63651c8274df3_p2p-funding.png)
STEP 8
Virtual Cards are provided and created for online payments. This can be loaded.
![](https://peerwallet.com/map/upload/gallery/63651cea011f6_virtual-cards.png)
STEP 9
Virtual Banks are registered for a type of bank account with the integration of over 5,000 other banks from over 190 nations. Resulting in a single account that handles all financial transactions.
![](https://peerwallet.com/map/upload/gallery/63651d4a5ff00_virtual-banks.png)
STEP 10
Bills Payment can be integrated for bills purposes e.g. airtime, electricity, cable bills, mortgage loan, etc.
![](https://peerwallet.com/map/upload/gallery/63651da8b67e2_bills-payments%20.png)
STEP 11
Application Request: An adequate application should be written about why your request should be granted. Here are hints on what your application should contain; How effective the services applied would be rendered, Target market/ target audience, Estimated monthly order, and Strategies for smooth operations.
FINAL STEP
Click on
Apply To Become A Merchant
![](https://peerwallet.com/map/upload/gallery/63651f9d6f84e_apply%20.png)
A message will popup