Peerwallet as a P2P gateway also makes it possible for other businesses to integrate the Peerwallet checkout on a white-labeled pattern. To fully understand how this works, we shall break this down with a full detailed explanation 



Summary: The checkout process can be white labeled, removing all Peerwallet information from the checkout and replacing it with your custom information. The customer won't see anything from Peerwallet, nor would the customer receive any mail from Peerwallet, all mail and configuration would be shown to the user at your company's information



Below is the information that would be removed and replaced with your own details;


LiveChat: You can choose to remove live chat from the checkout page.


Logo: You can replace this logo with your logo 


Custom Domain: The payment link will be shown in your domain, so the customer won't see anything peerwallet at all at checkout. This domain would need to be pointed to a custom DNS which would be given to you, so the domain must be independent, as you won't be able to upload or access anything on this domain name except the checkout. You can also configure something like pay.yourdomain, the subdomain would also work great.  



Checkout ADs: The ads by the left-hand side at the checkout can be hidden


Direct Payment Options: For a White label user, you can select payment_methods when creating the payment link, this would automatically segment each payment link to a particular checkout payment method. So that you can create a direct link for a particular payment method only. When this is done, the checkout will focus on one particular payment option easily while others focus on other payment options selected



Cost: The cost of this white-labeled feature is $1,500/Month 


The Integration Method:

 Everything still works as normal on how you create a payment link and integrate, the difference is the experience and the checkout pattern. If you already have a functional Peerwallet integration, this doesn't change after the White label on barding. 


Security Deposit: 

You would need to lock about 20% - 30% of your weekly transaction volume on Peerwallet. Except for the $500/month paid as a running fee and premium support, expected chargeback claims need to be reserved for the Merchant whose gateway is being served.  


The minimum starting lock is $5k and which would later be adjusted automatically based on your usage limit over time. Below is a proper illustration;



Assuming the sum of $ 5k USD has been Locked for 3 Months.


Week 1 

Total volume: $1,500

Extra Hold: $0

Payout: $1,500



Week 2 

Total volume: $3,500

Extra Hold: $0

Payout: $3,500



Week 3 

Total volume: $10,500

Extra Hold: $0

Payout: $10,500



Week 4 

Total volume: $30,500

Extra Hold: $4,150

Payout: $26,350


At Week 4, the total security deposit remains at $5k which hasn't changed, but the 30% minimum hold level was lower, so we have a deficit of $4,140, to fully account for the 30% minimum security level of $30,500. 




Difference between Security deposits & holds: 


Both the security deposit and holds are funds you own, it's just some intervals before it gets to you, but most specifically; 


Security deposits: Are funds placed as security, locked for some duration

Hold: These are temporary holds taken from earnings and released after a few days or weeks as the case might be. 



Both security deposits and holds are automatically available after the expired duration or hold duration. 




Fees & Limits:


The peerwallet fee is only 1% when receiving funds & 1% when withdrawing. The processing fee is dependent on the Merchant who has integrated the gateway, and most time, the % fee per transaction is dependent on the value of the Lock. You can check the Market place to check the available Merchant and their rates per processor. 


The Limit per transaction is also set based on Merchant's preferences; you can also see the Limit from the Market place. 


If you want to get on board using Peerwallet's White label feature, you can contact us.